For beginners – start here!

The Chase Sapphire Preferred is the perfect place to start. On April 14th the sign up bonus is going up to 80,000 points when you spend $4,000 in the first 3 months. That is worth $1,000+ when transferred to travel partners. With only a $95 annual fee this card is the perfect place to start.

https://www.referyourchasecard.com/6d/F4LAH2O8SG

My Favorite Hotel Card

I find the best use of Chase points to be with Hyatt, which is why I love paring the CSP with the Hyatt co-branded card. The sign up bonus gets you 30,000 points and a free night certificate for every year that you have the card all for a $95 annual fee. This is a card that I am planning on holding on to for a long time!

https://www.referyourchasecard.com/205f/YH2LRO2694

** If you use my links I do get some points for the referral so please use them and send them to your friends, please and thank you!**